Most business owners find out their financials are a problem after they have already been declined. Capital Visor shows you exactly what a lender sees in your file — before it costs you.
You work hard. You build something real. And when it is time to grow — you apply for funding without knowing what a lender sees when they open your file.
The issue is rarely the business itself. It is that the financial picture does not tell the story a lender needs to see. And nobody is showing you that picture before you apply.
That is exactly what Capital Visor does.
Most business owners submit an application and hope for the best. Nobody shows them what the lender sees first.
A decline with no explanation leaves you guessing. Every reapplication without fixing the root issue makes the next approval harder.
A thriving business can still have a financial picture that does not tell the right story to a lender. Knowing the difference is everything.
Your accountant handles taxes. Your banker reviews applications. Nobody shows you what the lender sees before you apply.
Start with a one-time Funding Readiness Audit or commit to ongoing support — both begin with a free 15-minute call.
Send me 3–6 months of bank statements. I'll analyze them exactly the way a lender does and deliver a full written report with specific recommendations.
Your financial sounding board — on call for monthly reviews, financing decisions, and lender preparation as your business grows.
From first contact to your action plan — here's exactly what to expect.
We talk through your situation. I confirm whether I can help. No pitch, no pressure — just a straight conversation.
You send 3–6 months of bank statements. Secure, simple. Takes less than 5 minutes.
I review your financials the same way a commercial lender would — looking for every flag and opportunity.
A clear, written report delivered in 5–7 days. What's working, what isn't, and exactly what to do next.
I spent years as a commercial underwriter reviewing business financials for lenders. I've seen what makes a file get approved — and exactly what makes it get declined.
Most financial coaches give you generic advice. I give you the inside view — the specific things lenders actually look at, scored the same way they score them.
That's a perspective you can't get from an accountant or a financial advisor. And it's the perspective that actually changes your outcome.
Years of full-time experience reviewing business bank statements, cash flow, and debt service ratios for lenders.
Deep expertise in Merchant Cash Advance underwriting — one of the most cash-flow-intensive lending products in the market.
From hospitality to healthcare to transportation — I've analyzed businesses across dozens of industries.
Working with small business owners across the U.S. to help them understand what lenders see — before they apply.
Real feedback from small business owners who went through the process.
I had been declined twice and had no idea why. The audit showed me three specific things I needed to fix. Two months later I got approved for $60k.
My accountant never once told me what my bank statements actually looked like to a lender. This was a completely different — and much more useful — conversation.
Worth every dollar. I finally understand what's actually happening in my business finances, not just what the tax return says at the end of the year.
Enter your email and get instant access to our free 6-page Funding Readiness Guide. No fluff — just the real factors lenders check and what it means for your application.
Your free Funding Readiness Guide is on its way. While you wait — book your free 15-min call to talk through where your business stands.
5 Things Lenders Check Before They Say Yes
Fill out the form and I'll reach out within 24 hours to schedule your free 15-minute call. No pitch — just an honest look at your numbers.