Financial Coaching for Small Business

Stop Getting
Declined.
Get Funded.

Most business owners don't find out their financials are a problem until they're already rejected. I help you see what lenders see — before it costs you.

Sample Funding Readiness Report

Bank Statement Analysis

Avg. Monthly Deposits $24,800
NSF Incidents (90 days) 4 flagged
Avg. Daily Balance $3,240
Debt Obligations High ratio
Funding Readiness Needs Work →
$
Commercial Underwriting Background
MCA & Business Lending Expertise
100+ Bank Statements Analyzed
Serving Clients Nationwide
The Problem

Lenders won't tell you why you were declined.

You applied for funding. You got a rejection — maybe a vague reason, maybe nothing at all. So you apply somewhere else. Same result.

The issue isn't your business. It's that your financial picture doesn't tell the story a lender needs to see. And nobody is translating that for you.

That's exactly what I do.

📉

Declined with no clear explanation

Lenders review hundreds of files. They won't spend time walking you through what went wrong.

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Reapplying without fixing the root issue

Multiple hard pulls. More declines. The underlying problem stays untouched.

📊

Revenue looks fine — but the numbers don't

Making money doesn't mean your bank statements tell a fundable story. There's a difference.

No roadmap to get fundable

Your accountant files taxes. Your banker just says no. Nobody gives you a real action plan.

Services

Two ways to work together

Start with a one-time Audit or commit to ongoing support — both begin with a free intro call.

02

Ongoing Advisory

$750 · Monthly

Your financial sounding board — on call for monthly reviews, financing decisions, and lender preparation as your business grows.

  • Monthly statement reviews
  • Financing strategy support
  • Lender prep & positioning
  • Ideal for: Growth-stage businesses
How It Works

Simple, straightforward, no fluff.

From first contact to your action plan — here's exactly what to expect.

01

Free 15-Min Call

We talk through your situation. I confirm whether I can help. No pitch, no pressure — just a straight conversation.

02

Submit Your Documents

You send 3–6 months of bank statements. Secure, simple. Takes less than 5 minutes.

03

I Analyze Everything

I review your financials the same way a commercial lender would — looking for every flag and opportunity.

04

You Get a Roadmap

A clear, written report delivered in 5–7 days. What's working, what isn't, and exactly what to do next.

Why Me

I've sat on the other side of the table.

I spent years as a commercial underwriter reviewing business financials for lenders. I've seen what makes a file get approved — and exactly what makes it get declined.

Most financial coaches give you generic advice. I give you the inside view — the specific things lenders actually look at, scored the same way they score them.

That's a perspective you can't get from an accountant or a financial advisor. And it's the perspective that actually changes your outcome.

100+
Business financials analyzed
15+
Industries underwritten
5–7
Day audit turnaround
$0
Cost for your first call
🏦

Commercial Underwriting

Years of full-time experience reviewing business bank statements, cash flow, and debt service ratios for lenders.

📋

MCA & Alternative Lending

Deep expertise in Merchant Cash Advance underwriting — one of the most cash-flow-intensive lending products in the market.

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Multi-Industry Experience

From hospitality to healthcare to transportation — I've analyzed businesses across dozens of industries.

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Nationwide Clients

Working with small business owners across the U.S. — remotely and locally — to help them get funding-ready.

Results

What clients are saying

Real feedback from small business owners who went through the process.

"

I had been declined twice and had no idea why. The audit showed me three specific things I needed to fix. Two months later I got approved for $60k.

M
Marcus T.
Logistics Company Owner, Florida
"

My accountant never once told me what my bank statements actually looked like to a lender. This was a completely different — and much more useful — conversation.

S
Sandra R.
Salon Owner, Florida
"

Worth every dollar. I finally understand what's actually happening in my business finances, not just what the tax return says at the end of the year.

D
Darius W.
HVAC Business Owner, Georgia
Get Started

Let's see where
your business stands.

Fill out the form and I'll reach out within 24 hours to schedule your free 15-minute call. No pitch — just an honest look at your numbers.

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100% Confidential
Your financial info stays private. Always.
Response Within 24 Hours
I review every submission personally.
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No Obligation
The intro call is free. You decide if it's a fit.
Free Intro Call Request
Takes less than 2 minutes